Survivors' benefits
Family eligible to receive benefits from accidental work injury resulting in death
If an employee is in an accidental work injury resulting in death, the employee's family, including spouse, children, even parents or grandparents, may be eligible for compensation.
If the employee leaves a widow or widower, that survivor is eligible to receive $500,000 or twenty-five years--whichever is greater-- of the deceased employee's pay at a rate of sixty-six and two-thirds percent of his or her average weekly wage. If the couple had children, benefits continue until the youngest child is eighteen years old. Whichever occurs later applies- the death of the widow or widower or the youngest child reaching eighteen years old.
Furthermore, if the deceased employee's child enrolls full time in an accredited educational institution, compensation will continue until that child reaches age twenty-five. Additionally, if that child becomes incapacitated during this time, the compensation continues for the duration of the incapacitation.
However, if the employee's spouse should remarry, and the employee had no children, the surviving spouse shall receive a lump sum of two years pay and then compensation ceases.
In certain situations, if the the deceased employee leaves no surviving spouse, the employee's parents or grandparents may be eligible for compensation. If the deceased employee's parents were totally dependent upon the employee's income for support, the parent may receive compensation for the remainder of his or her life, subject to a limitation of $500,000 or twenty-five years, which ever is greater. If the parent is partially financially dependent upon the deceased employee, the parent may receive compensation in proportion to the rate that the parents depended upon the employee.
If the deceased employee leaves no spouse, children or parents, the employee leaves surviving any grandparent or grandchildren who were dependent on the employee for fifty percent or more of their income, then that dependent person shall receive compensation for five years a rate proportionate to total dependency. In the event of the death of any such beneficiary the share of such beneficiary shall be divided equally among the surviving beneficiaries. When the last beneficiary is deceased, beneficiary rights cease.
The compensation to which beneficiaries may be entitled is calculated by dividing the total earnings of the employee in the fifty-two weeks preceding the last full day of employment by fifty-two. However, if during that same period, the employee missed five or more calendar days of work, the rate of compensation is calculated differently. In that case, the compensation is calculated by dividing the total earnings of the employee by the number of weeks and parts of a week.This is, of course, a brief summary and does not encompass every rule or situation. As in all cases, there are exceptions and alternative rules that may apply. If a loved one has been involved in a work injury resulting in death, it is important to obtain legal advice specific to your situation. Harter & Schottland can help. Call (847) 546-0022 if you need help with survivor benefits following a workplace death.



